Privacy Policy

1. Introduction

At Ok Khata, we are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application.

2. Information We Collect

2.1 Information You Provide

We may collect information that you provide directly to us, including:

• Account registration information (name, email, phone number)
• Financial transaction data you enter into the App
• Customer and contact information stored in your ledger
• Any other information you choose to provide

2.2 Automatically Collected Information

We may automatically collect certain information about your device, including:

• Device type and operating system
• App usage patterns and preferences
• IP address and location data (if permitted)
• Crash reports and error logs

3. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our services
• Process transactions and manage your account
• Send you technical notices and support messages
• Respond to your comments, questions, and requests
• Monitor and analyze usage patterns to improve user experience
• Detect, prevent, and address technical issues

4. Data Storage and Security

We implement appropriate technical and organizational measures to protect your personal information. Your financial data is stored securely, and we use encryption to protect sensitive information during transmission.

However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

5. Data Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

• With your explicit consent
• To comply with legal obligations or court orders
• To protect our rights, privacy, safety, or property
• With service providers who assist us in operating the App (under strict confidentiality agreements)

6. Data Retention

We retain your personal information for as long as necessary to provide our services and fulfill the purposes outlined in this Privacy Policy. You may request deletion of your data at any time by contacting us.

7. Your Rights

You have the right to:

• Access and review your personal information
• Request correction of inaccurate data
• Request deletion of your personal information
• Opt-out of certain data collection practices
• Export your data

8. Children's Privacy

Our App is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have collected such information, please contact us immediately.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

10. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at contact@umun.in.